Sacramento Flood Insurance
- Get an instant flood insurance quote now
- Why Sacramento residents need to buy flood insurance
- What happens if I don't buy flood insurance now?
- We can write a flood insurance policy right over the phone in less than 20 minutes
If you live in Sacramento flood insurance is a necessity. On January 15, 2008 the Federal Government took a serious step forward in their fight to educate and prepare our community for the possibility of a serious flood. A study conducted by the U.S. Army Corps of Engineers indicated that the levies surrounding parts of Sacramento, particularly Natomas, did not meet the minimum requirement of being able to withstand a 100-year flood. As a result of this discovery FEMA announced that they would place parts of Sacramento in an "AE" flood zone which is a flood hazard zone. This new zone will go into effect in December of 2008 and will essentially halt all new construction in the area as well as make it required that all properties with a federally backed loan must carry a flood insurance policy. This will ultimately have an effect on the entire Sacramento area. Get the facts to find out how this will affect you.
As was evident from the destruction of Hurricane Katrina, flooding can be devastating to individuals and communities if they are not prepared. Unfortunately, most people are not well informed about the dangers of floods and what they can do to protect themselves from financial devastation in the event of a flood. When most people think about floods, they only consider catastrophic disasters like Katrina and they forget that even an inch of water can cause several thousand dollars of damage to both structures and personal property. Sadly, this lack of knowledge can end up costing individuals and families everything they have worked their entire life for.
A normal homeowners insurance policy will not cover damage that is the result of a flood. Homeowner's insurance policies specifically exclude flooding from coverage. Your best defense against a devastating loss is to be prepared! The only way to truly protect yourself from financial turmoil and hardship in the event of a flood is to secure a federally backed Sacramento flood insurance policy today.
Stonecrest Insurance Services has handling the insurance needs of Northern California residents since 1999. As residents of the area ourselves, we understand the unique and important challenges facing our community. We strive to provide industry leading service and we always have knowledgeable licensed agents to help Sacramento residents navigate through the often confusing world of insurance. In the event of a tragedy, the last thing you have to worry about is whether or not your insurance agent got you the right coverage, and that is you so many customers have trusted us with all of their insurance needs, so that they can attend to more important things in life. We will never charge any broker or service fees so you can trust you are always getting the most affordable Sacramento flood insurance rates possible.Thank you for visiting us and we look forward to serving all of your flood insurance insurance needs both now and in the future.
